tag:blogger.com,1999:blog-34865085.post116541649789042507..comments2023-09-23T20:40:10.940+05:30Comments on Guide to investing in MFS and ULIPS: Tips for buying Insurance (Part I)Raj Gopal Vuppalahttp://www.blogger.com/profile/08848407300011143864noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-34865085.post-26955483826393904442010-03-19T15:13:23.756+05:302010-03-19T15:13:23.756+05:30no doubt at all!u r doing a gr8 work.atleast ,an i...no doubt at all!u r doing a gr8 work.atleast ,an investor like me who is fresh in this investment world now able to understand the system in quite simple way u deal with.Raj,i have got one question,i have got two insurance plans.one is traditional lic's jeevan shree-1 and other is CANARA -HSBC ulip.former policy term is 20 years in which premium payable period is 12 years where in my ulip plan premium pyable time is 10 years.both have almost same premium.now i dont think it s ncessary to hold 2 insurance plans 2 gether.i am thinking of surrendering lic plan after its premium payable period and invest that money in some other investments while holding back the ulip.is it a correct decision..i m waiting 2 hear from you/ thanks bhaiya...siby kottayamnoreply@blogger.comtag:blogger.com,1999:blog-34865085.post-84025263842016360622010-02-15T13:50:37.843+05:302010-02-15T13:50:37.843+05:30Hi Raj,
I need your help. Can you just tell me th...Hi Raj,<br /><br />I need your help. Can you just tell me that where to know the market value of policy. I have Life insurance of Kotak Safe inverstment Plan. I want t owithdraw it after 3 years. how to know that how much I will get after 3 years , as i am paying premium of 20,000 per year.Priy/-\https://www.blogger.com/profile/08605387273247149044noreply@blogger.comtag:blogger.com,1999:blog-34865085.post-63049601136571474932009-09-18T17:22:45.539+05:302009-09-18T17:22:45.539+05:30"Wondeful post ,very insightful I should say ..."Wondeful post ,very insightful I should say .. It has really helped me understand a lot! :) Have been searching for tutorials on how to plan for insurance according to my budget and needs, especially health insurance .. This tool came in handy too! Enjoy :)<br />http://www.simpleinsurance.co.in<br /> "Anonymoushttps://www.blogger.com/profile/01541995654012700679noreply@blogger.comtag:blogger.com,1999:blog-34865085.post-55765850021929898972008-11-02T22:26:00.000+05:302008-11-02T22:26:00.000+05:30I am really impressed by the matter/thoughts you h...I am really impressed by the matter/thoughts you have presented in your blog. Such thoughts must be coming from a decent man with high esteem for the common man, hats off to you. <BR/><BR/>ShuvaBuysellhttps://www.blogger.com/profile/06281718655000915258noreply@blogger.comtag:blogger.com,1999:blog-34865085.post-88065581767181309302008-04-22T14:08:00.000+05:302008-04-22T14:08:00.000+05:30The India Investment Show 2008 is the fourth editi...The India Investment Show 2008 is the fourth edition of India's biggest<BR/>show for retail investors. It is a one of a kind event with a reach simply<BR/>unparalleled. The event is organized by IRIS, India's leading online<BR/>information and independent research firm, best known for<BR/>myiris.com, the country's leading personal finance destination. The<BR/>show is all about investing: in equities, mutual funds, insurance,<BR/>property and art. Entry is free.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-34865085.post-1167937512775690082007-01-05T00:35:00.000+05:302007-01-05T00:35:00.000+05:30There is an insurance product by Kotak called "Kot...There is an insurance product by Kotak called "Kotak Safe Investment Plan 2". This plan guarantees all the premiums you pay. The plan maintains an equity exposure of "40 to 80%". I did get a quote from Kotak for this plan, and the illustration clearly shows that premiums paid are guaranteed back.<BR/><BR/>I donot have much idea about "Kotak Priveleged Assurance Plan". I will need to read its brochure to check what it offers.Raj Gopal Vuppalahttps://www.blogger.com/profile/08848407300011143864noreply@blogger.comtag:blogger.com,1999:blog-34865085.post-1167674644206227392007-01-01T23:34:00.000+05:302007-01-01T23:34:00.000+05:30I did not quite understand the part where you ment...I did not quite understand the part where you mentioned Guaranteed Returns on ULIP investment inspite of equity exposure. Is there any trick?. <BR/>Recently I saw one Kotak's ULIP "Kotak Previleged Assurance Plan" where they mention about P1 and P2 premiums and returns guaranteed only on P1 premiums. I did not quite get it. Can you please explain?. <BR/>Link to the plan :http://www.kotaklifeinsurance.com/omkm3/products/kpap.htm<BR/><BR/>Thanks and regards.ULIP Investmenthttps://www.blogger.com/profile/03467305579669325882noreply@blogger.comtag:blogger.com,1999:blog-34865085.post-1166120371446614712006-12-14T23:49:00.000+05:302006-12-14T23:49:00.000+05:30ULIPS are for those who seek insurance. If you are...ULIPS are for those who seek insurance. If you are purely looking for "Investments" then mutual funds are a better option. If you are looking for insurance cover, then ULIPS are a decent option for consideration.<BR/><BR/>The ULIPS of SBI and HDFC have been performing very well. They have been providing better returns than many MF's.Raj Gopal Vuppalahttps://www.blogger.com/profile/08848407300011143864noreply@blogger.comtag:blogger.com,1999:blog-34865085.post-1165984949749733002006-12-13T10:12:00.000+05:302006-12-13T10:12:00.000+05:30Nice article.Can you tell me the TOP ULIPs which p...Nice article.Can you tell me the TOP ULIPs which performed better than MFs.<BR/><BR/>I'm bit confused,in most of your articles you are against investing in ULIPs but here you recommend ULIP.<BR/><BR/>Thanks<BR/>SathishAnonymousnoreply@blogger.com